Straight answers about insurance, from people licensed to give them.
Pick the cover you are looking at and speak to a licensed US agent today. No quote form, no inbox full of follow-ups, and nothing on this site asks you for your details.
Choose the cover you need
Each page explains what the cover does, who it suits, and what to ask before you buy. The phone number connects you to an agent licensed in your state.
Final Expense
A small whole-life policy built to pay out in days, not months.
Agents available nowLife Insurance
Most people pick a round number and either overpay or leave a gap.
Read the guideAuto Insurance
The same form on six comparison sites buys you six inboxes of follow-up.
Read the guideHealth Insurance
Deductibles, networks and out-of-pocket maximums decide what you actually pay when something happens.
Read the guideHome Insurance
Flood and earthquake are not in a standard homeowners policy, and rebuilding costs more than the house would sell for.
Read the guideNot sure which you need?
Compare what each one pays for, who usually takes it, and how long it runs — side by side.
See the comparisonWhat each kind of cover actually does
The five products on this site solve different problems, and the names are not always self-explanatory. No prices here — premiums are set by the insurer and depend on your age, health and state.
| Cover | What it pays for | Usually taken by | Typical shape |
|---|---|---|---|
| Final Expense | Funeral, burial, and the bills that arrive after a death | Ages 50 to 85 | Small whole-life policy, premium fixed for life |
| Life Insurance | Replacing income, clearing a mortgage, supporting dependants | Anyone others rely on financially | Term for a set number of years, or permanent cover |
| Auto Insurance | Liability, damage and injury after a collision | Every driver — most states require it | Renewed every 6 or 12 months |
| Health Insurance | Doctors, hospital stays and prescriptions | Self-employed, between jobs, or no employer plan | Annual plan built around a provider network |
| Home Insurance | Rebuilding the house, contents, and liability | Homeowners — usually required by a lender | Annual; flood and earthquake are separate policies |
How it works
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Pick your cover
Choose above, or read the guide first. Nothing is submitted and no details are asked for.
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Call when it suits you
Tap the number on that page and you reach a licensed agent, not us. Nobody calls you back unless you ask them to.
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Get real answers
Ask what a policy covers and what it would cost for someone in your situation. Nothing is binding until you apply and an insurer accepts you.
Who writes these policies in the US
Among the larger insurers writing each kind of cover. Useful context before a call — it is worth asking any agent which carriers they can actually place you with, and why.
Life and final expense
Companies that write individual life and small whole-life policies in the US.
- Mutual of Omaha
- Globe Life
- Gerber Life
- Corebridge Financial
- Transamerica
- Prudential Financial
- MassMutual
- New York Life
- Northwestern Mutual
- Lincoln Financial
- Guardian Life
- Foresters Financial
- Americo
- Aflac
Auto and home
Property and casualty carriers writing personal auto and homeowners cover.
- State Farm
- GEICO
- Progressive
- Allstate
- USAA
- Liberty Mutual
- Nationwide
- Travelers
- Farmers Insurance
- American Family
- Erie Insurance
- Amica
- Chubb
Health
Major medical and individual health insurers operating across US states.
- UnitedHealthcare
- Elevance Health
- Aetna
- Cigna
- Humana
- Blue Cross Blue Shield
- Kaiser Permanente
- Molina Healthcare
- Centene
- Oscar Health
We are not affiliated with, endorsed by, or acting for any company named above. Their names and trademarks belong to them and are used here only to describe the US insurance market. GetMeInsure is not an insurance company, agency or broker, does not sell insurance, and cannot obtain a quote from any particular carrier. Which insurers an agent can place you with depends on that agent’s own appointments and on your state.
Why a call beats a quote form
Fill in a comparison form and your details go onto a list that gets sold and dialled for weeks. You will still have to speak to someone before anything is actually bought. The call is going to happen either way — this way it happens when you choose, with your questions ready and nobody chasing you afterwards.
It also means this website asks you for nothing. No forms, no sign-up, no visitor database. Nothing to leak, because nothing is kept. Read our privacy policy if you want the detail.
How we are paid
GetMeInsure is free to you and always has been. We are paid by the marketing partners and advertisers whose phone numbers appear on this site, when a call connects.
That is worth knowing, because it tells you what we have an interest in: we are paid when you call, not when you buy. We have no reason to push any particular policy, and no way to do so — we are not on the call. More about how this works.
Questions people ask
Does GetMeInsure sell insurance?
No. We are an advertising and referral service. We are not an insurance company, agency or broker, we hold no insurance licence, and we do not sell policies. Calling a number on this site connects you with a licensed agent, not with us.
What does it cost to use?
Nothing, ever. We are paid by the marketing partners and advertisers whose phone numbers appear here, when a call connects. We have never charged a consumer and we never will.
What kinds of insurance can I get help with?
Final expense, life, auto, health and home insurance. Each one connects you to an agent licensed in your state.
Do I have to give my details to use this site?
No. This website has no forms, no sign-up and no visitor database. We never ask for your name, phone number or health information. Anything you share happens on the call, with the agent.
Will someone call me if I do not call first?
No. We place no outbound calls and have no number to call you on. You choose when to pick up the phone.
Are the agents licensed?
The numbers connect to marketing partners who route calls to agents licensed in your state. Licensing is held by those agents and agencies, not by GetMeInsure.