Read the plan, not just the premium.
Deductibles, networks and out-of-pocket maximums decide what you actually pay when something happens. One call to a licensed agent and you’ll know what your own doctors and prescriptions would cost.
Agent line coming soon
Everything below is worth reading in the meantime.
- What a deductible, a copay and an out-of-pocket maximum mean for your own usage
- Whether your doctors and prescriptions are in a plan network before you enroll
- Which enrollment period applies to you, and what counts as a qualifying life event
Worth a call if
- You are self-employed, between jobs, or your employer offers nothing
- You have had a life event — marriage, a birth, a move, a job ending
- Your current plan is changing at renewal and you do not know what changed
- You take regular medication and need to check it is covered
What happens when you call
- You reach a licensed agent. Not us — the number connects you to a marketing partner and then to an agent licensed in your state.
- They ask about your situation. Age, state, what you are trying to cover. Expect a few minutes.
- You get options, not pressure. Nothing is binding until you apply and an insurer accepts you.
Questions people ask
When can I enroll?
Outside the annual open enrollment window you generally need a qualifying life event, such as losing other coverage, marrying, or having a child. An agent can tell you whether yours counts.
Will you ask about my health?
We will not — this site collects nothing. The agent may need to, because eligibility and plan fit depend on it.
Does this cover Medicare?
No. Medicare is a separate market with its own rules and enrollment periods, and we do not handle it on this site.
Talk it through with someone licensed
You will not be asked for anything on this website. The call is free, nothing is binding, and you decide what happens next.
Agent line coming soon
Everything below is worth reading in the meantime.
Calls may be recorded or monitored by the party you reach. GetMeInsure is not an insurer and does not sell insurance. See our terms.